The Talk To O’Malley Blog

Straightforward advice on life insurance, business protection and financial planning.

Whether you’re protecting your family, your business or planning for the future, you’ll find practical guides, answers to common questions and expert insights to help you make informed financial decisions with confidence.

How to Raise Protection With Your Business Partner (Without It Being Awkward)

Published on: 20/10/2026

Talking about what would happen to your business if you or your business partner couldn’t carry on isn’t always easy. Discover how to start the conversation, what questions to ask and why having the right protection arrangements in place matters.

Shareholder protectionbusiness protection insuranceshareholder agreementbusiness partnersBusiness partner protection
How to Raise Protection With Your Business Partner (Without It Being Awkward)

The FCA Says Millions Have No Protection. Is Your Business One of Them?

Published on: 06/10/2026

The FCA says 58% of adults have no life insurance, critical illness cover or income protection. Here’s what the protection gap could mean for business owners and the risks worth reviewing.

FCA protection gapbusiness protectionbusiness protection insurancelife insurance for business ownersincome protectionkey person insuranceshareholder protectionrelevant life covercompany directorsbusiness owners UK
The FCA Says Millions Have No Protection. Is Your Business One of Them?

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Talk to O'Malley Financial Services is a Trading Style of Commercial Connect Limited FCA Number 1021324 who are an Appointed Representative of Mortgage Connect (N.I) Ltd who authorised and regulated by the Financial Conduct Authority. FCA Number 915845, Registered in Northern Ireland no: NI637316. Registered address: Unit 10 Galgorm Court, Galgorm, Ballymena, Co. Antrim, BT42 1HW.

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